Three Programmes, One Thoughtful Approach
Each Sahaja programme is built around the same values — small circles, plain language, no pressure — but designed for a different level of depth and commitment.
Back to HomeThe Sahaja Learning Approach
Circle-Led Sessions
Participants learn in small groups where conversation is encouraged. Facilitators guide rather than lecture.
Plain-Language Content
All material is written and delivered in clear, everyday English — no technical jargon or assumed prior knowledge.
Practical Resources
Every programme includes workbooks, guides, or handbooks participants keep and use outside sessions.
Review and Feedback
Longer programmes include review check-ins. Participant feedback shapes how every programme evolves over time.
Money Confidence Circle Workshop
A welcoming half-day workshop that helps women build everyday money confidence through shared learning, calm discussion, and practical tools. Designed for women at any stage who want a supportive first step — or a chance to refresh and refocus. Includes small-circle group activities throughout.
- 4-hour session with structured small-group activities
- Confidence worksheet to use during and after the session
- Personal goals guide provided on the day
- Suitable for complete beginners — no prior knowledge needed
How a Workshop Day Flows
Welcome and introductions
The circle gathers, participants share what brought them today, and the facilitator sets a calm, open tone.
Core session content
Guided discussion and group activities covering everyday money confidence topics, with worksheet support.
Goals and wrap-up
Participants complete their personal goals guide and share reflections before closing the circle.
Programme Fee
RM 500
Women's Money Skills Programme
A structured, supportive six-week programme guiding participants to set goals, build steady habits, and understand everyday money tools in a community setting. Suited to women who want depth, continuity, and the experience of returning to the same circle week after week as their understanding grows.
- 6 sessions over 6 consecutive weeks
- Personal journal and planning toolkit included
- Small learning circles throughout
- Review check-ins between sessions
Programme Arc Across Six Weeks
Foundation and goal-setting — understanding your starting point and what you want to work towards.
Everyday money tools — exploring budgeting, saving habits, and everyday financial products in discussion.
Habits, planning, and looking ahead — applying what was covered, reviewing progress, and building a forward plan.
Programme Fee
RM 1,680
Women's Finance Foundations Course
A comprehensive course covering budgeting, saving, understanding everyday products, and confident planning at a general educational level, delivered in a community-focused format. Designed for women who want a thorough grounding in everyday financial topics and the time to let understanding develop properly over three months.
- 12 sessions across 3 months
- Workbooks for each module
- Clinic sessions for questions and review
- Ongoing access to course materials
- Finance reference handbook to keep
Three-Month Course Structure
Foundations — money mindset, budgeting basics, and everyday habits. Building a clear picture of your current situation.
Everyday tools — savings approaches, understanding common financial products, and how to read basic statements.
Planning and next steps — setting medium-term goals, reviewing progress, and building a personal reference toolkit.
Programme Fee
RM 4,200
Programme Comparison
All three programmes share the same approach and values. The difference is time, depth, and how much material is covered.
| Feature | Workshop | Skills Programme | Foundations Course |
|---|---|---|---|
| Duration | Half-day (4 hrs) | 6 weeks | 3 months |
| Sessions | 1 | 6 | 12 |
| Small-circle group activities | |||
| Take-home materials | Worksheet + goals guide | Journal + planning toolkit | Workbooks + handbook |
| Review check-ins | |||
| Ongoing material access | |||
| Fee (RM) | RM 500 | RM 1,680 | RM 4,200 |
Best for: The Workshop
Women wanting a clear starting point or a calm, structured opportunity to begin thinking about their money situation. No commitment beyond the single day.
Best for: The Skills Programme
Women who want to build steady habits and explore money tools over six weeks with a consistent circle and regular check-ins.
Best for: The Foundations Course
Women ready to invest three months in a thorough grounding — covering a broad range of topics and building a practical reference handbook they keep afterwards.
Shared Standards and Commitments
General Education Only
All programme content is general financial literacy at an educational level. No personalised financial advice is given in any format.
Participant Privacy
What is shared within sessions stays within sessions. Enrolment data is handled with discretion and not shared for commercial purposes.
Annual Content Review
All three programmes are reviewed and updated at least once a year to ensure relevance and accuracy at a general educational level.
Held at Menara KEN TTDI
All sessions take place at our dedicated venue in TTDI, Kuala Lumpur — a professional, welcoming, and accessible space.
Small Group Sizes
We keep circles small across all programmes to maintain quality of discussion and give every participant meaningful space to participate.
No Products, No Upsells
Sahaja does not sell financial products within or alongside any programme. Participants pay the programme fee and receive education — nothing more.
Let Us Know What You're Looking For
Whether you already know which programme suits you or have questions about where to start — reach out and we'll help you find the right path.
Get in Touch